Privacy Policy

Introduction and Data Controller

Brindle Porch ("we," "us," or "our") operates the website dedicated to helping families in Toronto plan their budgets. We are committed to maintaining the accuracy, confidentiality, and security of your personally identifiable information ("Personal Information").

In Canada, the collection, use, and disclosure of personal information are governed by the Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, provincial legislation such as Ontario's Personal Health Information Protection Act (PHIPA) or the Freedom of Information and Protection of Privacy Act (FIPPA).

For the purposes of these laws, Brindle Porch acts as the "Data Controller" or "Organization" responsible for your data. If you have questions about our privacy practices, you may contact our Privacy Officer at:
422 Parliament St, Toronto
Email: 02

Information We Collect

We collect information that identifies, relates to, describes, or could reasonably be linked, directly or indirectly, with a particular consumer or household. This includes:

• Identifiers: Real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol (IP) address, email address, or account name.
• Financial Information: While we provide budgeting advice, we do not store your bank credentials. We may collect self-reported income brackets or expense categories if you use our interactive budgeting tools.
• Internet/Electronic Activity: Browsing history, search history, and information regarding your interaction with our website or advertisements.
• Geolocation Data: General location data derived from your IP address to provide Toronto-specific financial advice.

Purpose and Legal Basis for Processing

Under Canadian law, we must identify the purposes for which personal information is collected at or before the time of collection. We process your data for the following reasons:

• Consent: By using our site, you provide implied consent for us to collect data necessary for site functionality. For marketing emails, we obtain express consent.
• Service Delivery: To provide the "Toronto Family Finance Guide" and customized budgeting frameworks.
• Analytics: To improve our website performance and tailor content to the needs of Toronto residents.
• Legal Compliance: To comply with applicable Canadian laws, regulations, or legal processes.

Cookies and Tracking Technologies

Brindle Porch uses cookies to enhance your experience. Cookies are small text files stored on your device. We use:

• Essential Cookies: Necessary for the website to function.
• Performance Cookies: Help us understand how visitors interact with the site (e.g., Google Analytics).
• Preference Cookies: Remember your settings, such as your preferred language or currency.

You can manage your cookie preferences through your browser settings or by clicking the "Cookie Settings" link in our footer.

Data Retention and Security

We retain personal information only as long as necessary to fulfill the purposes for which it was collected or as required by law. Once the information is no longer required, it is securely destroyed, deleted, or anonymized.

We employ administrative, technical, and physical safeguards to protect your data against loss, theft, unauthorized access, disclosure, copying, use, or modification. However, no method of transmission over the Internet is 100% secure.

Your Privacy Rights

As a resident of Canada, you have specific rights regarding your personal information:

• Access: You have the right to request access to the personal information we hold about you.
• Correction: You have the right to request that we correct any inaccurate or incomplete information.
• Withdrawal of Consent: You may withdraw your consent to the collection or use of your data at any time, subject to legal or contractual restrictions.
• Complaints: You have the right to challenge our compliance with PIPEDA by contacting our Privacy Officer or the Office of the Privacy Commissioner of Canada.

To exercise these rights, please contact us at +1 (800) 290-9254.

Third-Party Disclosure

We do not sell, rent, or lease our customer lists to third parties. We may share data with trusted partners to help perform statistical analysis, send you email or postal mail, or provide customer support. All such third parties are prohibited from using your personal information except to provide these services to Brindle Porch, and they are required to maintain the confidentiality of your information.

International Transfers

Your information may be stored and processed in any country where we have facilities or in which we engage service providers. By using our website, you consent to the transfer of information to countries outside of Canada, including the United States, which may have different data protection rules than those of your country.